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3300 Olney Sandy Spring Road Olney. MD 20832
301-943-8612
301-774-2958
301-774-5900

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Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Q	What was a sure way to accumulate wealth through the 1970s and early 1980s?
A	Many people made their fortunes in real estate during this period.
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Merry Sloane and her Re/Max Realty Centre Team, REALTORŽ, real estate agents and broker for Montgomery County, Olney, Rockville, and Clarksburg Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Merry Sloane
Re/Max Realty Centre
3300 Olney Sandy Spring Road
Olney, MD 20832
301-943-8612
301-774-2958
301 774-5900
Email: merrysloane@NUMBER1EXPERT.com
Email: merrysloane@gmail.com
Merry Sloane is always one step ahead in today's real estate market in Montgomery County, MD & surrounding counties. Her dedication, enthusiasm, and knowledge of the marketplace will make the process of selling and/or buying a pleasure for you. Merry has over 26 years of professional experience and delivers outstanding results due to her proactive nature and fresh approach to marketing, including significant use of the Internet and other state of the art tools. Her success is also tied to the fact that she loves her job and puts her client's satisfaction first. Merry has gained a large number of satisfied clients and referrals which, after all, is the ultimate evaluation of Merry's success at providing the best service, getting the best price, and making sure her clients are happy overall. Merry's results have been recognized professionally as well. Merry is a Top Producing Agent in the Olney Office and has received continual recognition of her efforts in the Gazette & Washington Post. Her accolades and awards include: exclusive membership in the Weichert Chairman's Club, a top designation at Weichert, and numerous High Achievement Awards from the Greater Capital Area Association of Realtors. She is now at Re/Max Realty Centre!Whether you are buying or selling, let Merry Sloane work exclusively for you. Merry Sloane wants more than anything else to be YOUR realtor - now and in the future!

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